One important part of planning for the upcoming growing season is a professional insurance review. A simple check-up with your agent to go over current policies and coverage to make sure everything is insured properly. The Lyman Agency, LLC understands horticultural businesses, and we are happy to help review and check on any insurance needs. …
This time of year is special for many farm families. It’s a time to enjoy the bounty of the harvest and share the ingredients grown and gathered. Thanksgiving might look a bit different in 2020 as the coronavirus pandemic continues to surge in Connecticut and surrounding states. Perhaps there won’t be as many people gathering…
Garden centers and nurseries carry a wide range of products, and many provide different services for their clients. Your business has a higher risk of injury and accidents due to the tools and equipment used on your property. You are also responsible for the safety of your customers as they browse around your inventory. In…
When you have a business, you want to keep it protected with insurance. However, insurance quotes can be confusing and overwhelming. There are many things that you need to keep in mind, and the jargon can be hard to decipher. Here are some things to know about understanding your nursery insurance quote. Understanding Nursery Insurance…
You know the importance of insurance for your nursery business. With all the options, it can be overwhelming to choose the right plan for you. Whether you have purchased insurance in the past or you are just starting up your business, you need to know a few pointers for buying insurance. With these tips, the…
You love to grow flowers, trees, and plants for your customers. Many of your clients count on you for their gardening needs, and you need them to keep your business profitable. However, there are unexpected situations like vandalism, damage to equipment, and employees getting injured that can damage your nursery. If a catastrophe happens, you…
As a business owner, you know that there is also a chance of something unfortunate happening. That is why you do what you can to lessen the chances. When you operate a nursery, however, there are a dozen things that can happen that would cause revenue loss. Since you are dealing with both the agricultural…
Running an agribusiness can feel like running across a minefield at times. Not only do you have to avoid a misstep when growing the plants and trees, but you also have to outmaneuver other risks, such as equipment breakdowns, traffic accidents with commercial vehicles, and even customer or worker injuries. You probably know that having…
With the popularity of wineries, distilleries, and breweries in the United States, many customers are getting out and enjoying the offerings of these businesses. With all these clients, you might be thinking about your insurance plans. If you serve alcohol on the premises, your insurance needs could be complicated. With a tasting room or alcohol…
Running a greenhouse or plant nursery takes more than good luck or a green thumb. The industry is continuously influenced by the weather, seasonal changes, and even prices on the market. At any time, there could be an accident or a strike of inclement weather that destroys the plants you have been raising. Further, supply…