Your business insurance should match how your business actually operates. Lyman Insurance helps Connecticut businesses review property, liability, commercial auto, workers compensation, umbrella, equipment, inland marine, cyber, employment practices, and business income exposures.
We work with business owners who want more than a quick quote. They want an agent who will understand the operation, identify risks, and help build a practical insurance program.
| • Farms and agribusinesses | • Main street businesses |
| • Nurseries and greenhouses | • Property owners |
| • Garden centers and farm stands | • Commercial auto fleets |
| • Orchards and vineyards | • Small and middle-market businesses |
| • Landscapers and agricultural contractors | • Equine and horse farm operations |
| • Contractors and trades | • Specialty agricultural businesses |
A commercial insurance program may include:
| • Commercial property insurance | • Inland marine and equipment coverage |
| • General liability insurance | • Business income and extra expense |
| • Business owners policy | • Employment practices liability |
| • Commercial package policy | • Cyber liability |
| • Commercial auto insurance | • Umbrella and excess liability |
| • Workers compensation insurance | • Professional liability (when needed) |
Many businesses grow faster than their insurance program. Buildings are improved, equipment is added, payroll changes, vehicles are purchased, services expand, and new contracts create new requirements. If the insurance program is not updated, the business may be underinsured or paying for coverage that no longer fits.
We help business owners review the details before a claim exposes the gap.
