Commercial Umbrella Insurance

Seems like the sky’s the limit when it comes to legal settlements. The number of lawsuits filed against companies and the size of the settlements are on the rise. Chances are the amount of liability protection from your general liability insurance, commercial auto insurance, and employer’s liability policy may not provide enough financial protection. This can leave your business open to risk and make your assets vulnerable.

Umbrella Liability insurance can increase your liability protection when a lawsuit maxes out the limits of your current coverage. These days, lawsuits seem to pop up from the most surprising places. An employee driving his own car to a meeting accidentally strikes a pedestrian, and you get sued. A patron slips and falls and injures herself while exiting your business, and you get sued. An advertisement lists the wrong number, causing thousands of annoying phone calls at an unrelated business, and you get sued.

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A business umbrella policy can help by providing increased limits of financial protection to your business from unexpected risks – and it’s surprisingly affordable. That’s because the underlying policy limits are used first, and your commercial umbrella coverage limits only kick in after those policies have reached their limits.

Understanding umbrella policies

An umbrella policy is additional liability coverage that increases your base liability policy and auto liability coverage. This policy is designed to protect you and your assets in the event of a catastrophic liability claim.

Why you should purchase umbrella insurance

Considering all of the protection that it can offer, umbrella insurance is relatively inexpensive and further protects you, your family, and your organization from suffering a large financial loss.

Be Sure With Lyman Insure

At The Lyman Agency, LLC., we understand that your business is unique. You want an insurance agency that is familiar with your business needs to ensure you have the complete coverage you need.

Lyman Insure™ has the experience that business owners need to protect all aspects of their business organizations. At The Lyman Agency, LLC., we recognize that it is the relationships we establish with our clients that set us apart. Please contact us for a free quote or insurance evaluation. You can be sure with Lyman Insure.

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