The Lyman Difference

Insurance is not just about getting a quote. It is about understanding what can go wrong, what is actually covered, what is excluded, and whether the program matches the real risk.

Jim Lyman has been an insurance agent since 2003. Before entering the insurance business, Jim spent years working in senior management roles at his family’s Connecticut farm operation, including wholesale, retail, and golf operations. That background gives him a practical understanding of farms, family businesses, equipment, employees, property, liability, seasonal cash flow, and the pressure owners face every day.

At Lyman Insurance, we work to make complex insurance decisions clear. We review the operation, identify coverage gaps, explain your options, and help build a plan that protects your business, your family, and your future.

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Get a practical review of your farm, business, home, auto, umbrella, or retirement insurance. We look at what you have, identify gaps, explain your options, and help build a plan that fits the way you actually live and operate.

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Latest Posts

Nursery and Garden Center Insurance Check-Up

One important part of planning for the upcoming growing season is a professional insurance review. A simple check-up with your agent to go over current policies and coverage to make sure everything is insured properly. The Lyman Agency, LLC understands horticultural businesses, and we are happy to help review and check on any insurance needs. …

Insuring Your Future Income

We will soon be putting 2020 behind us, and the many challenges that came with it. With the year ending, it is time to plan for the future and develop business strategies to carry agricultural enterprises through 2021 and beyond. Sustaining a living from the land has several meanings, but ultimately the farm needs to …

Holiday Thoughts

This time of year is special for many farm families. It’s a time to enjoy the bounty of the harvest and share the ingredients grown and gathered. Thanksgiving might look a bit different in 2020 as the coronavirus pandemic continues to surge in Connecticut and surrounding states. Perhaps there won’t be as many people gathering…

Common Risks Nurseries & Garden Centers Face

Garden centers and nurseries carry a wide range of products, and many provide different services for their clients. Your business has a higher risk of injury and accidents due to the tools and equipment used on your property. You are also responsible for the safety of your customers as they browse around your inventory. In…

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