Insurance for Landscaping and Outdoor Service Businesses

Landscaping businesses have more risk than many owners realize. Trucks, trailers, mowers, skid steers, plows, tools, employees, subcontractors, snow operations, chemical applications, and customer property exposure all need to be addressed.

Lyman Insurance helps landscapers and outdoor service businesses review coverage for commercial auto, general liability, inland marine, equipment, workers compensation, umbrella, and seasonal operations.

Coverage Areas to Review

  • Commercial auto
  • Trucks and trailers
  • Mowers and equipment
  • Tools and inland marine
  • General liability
  • Workers compensation
  • Snow plowing exposure
  • Pesticide or chemical application where applicable
  • Property damage to customer locations
  • Umbrella liability

Seasonal Operations and Year-Round Risk

Landscaping businesses often shift between lawn care, tree work, irrigation, holiday lighting, and snow removal across the year. Each service line can carry different liability and equipment exposures. We review the full scope of the operation to make sure the program fits all seasons, not just the one that is current.

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Lyman Insurance | Middlefield, Connecticut |(860) 349-7064

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