Agribusiness Insurance | Farm Insurance

Insurance for the Way Farms Actually Work

Farms are not standard businesses. They are homes, workplaces, family legacies, equipment yards, retail operations, food producers, event spaces, and employer operations all at once.

Lyman Insurance helps Connecticut farmers and agribusiness owners build insurance programs around the way their operations actually work. Whether you run a family farm, nursery, greenhouse, orchard, vineyard, equine operation, dairy, livestock farm, farm stand, agritourism business, or agricultural contracting operation, we help review the exposures and explain the coverage options.

Farm Insurance Can Include

Farm property insurance
Farm liability insurance
Farm dwellings and residences
Barns, greenhouses, shops, and outbuildings
Farm machinery and equipment
Scheduled property
Farm products, supplies, and tools
Commercial auto
Workers compensation
Farm umbrella coverage
Inland marine
Business income and extra expense
Product liability
Agritourism liability
Pollution and chemical-related coverage where available
Crop-related coverage where available

Why Work With a Farm Insurance Specialist

A generalist agent may understand home and auto insurance but still miss major farm exposures. Farm insurance requires a working understanding of property values, equipment, employees, visitors, custom work, road use, retail sales, seasonal labor, food products, livestock, boarding, farm stands, and the difference between personal and commercial activity.

Jim Lyman grew up in a Connecticut farm family and has been an insurance agent since 2003. That background translates directly into better questions, fewer gaps, and a program that fits the operation.

We take the time to understand the operation before recommending a program.

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