Small business insurance should protect the business you actually run, not just satisfy a landlord, bank, or contract requirement.

Lyman Insurance helps Connecticut small business owners review business owners policies, commercial package policies, general liability, property insurance, business income, commercial auto, workers compensation, cyber, employment practices liability, and umbrella coverage.

Many small businesses start with a basic policy and never update it as the business grows. New services, new employees, new vehicles, new equipment, new locations, and new contracts can all change the insurance need.

A review helps identify what changed and whether the current program still fits. We look at the actual operation, not just the policy declarations page.