The Policies we at The Lyman Agency, LLC represent protect your lawful right to protect and defend your property and persons.
As a gun owner, you take your second amendment right seriously and have done those things necessary to prepare you to properly and lawfully handle the chance circumstance where you may have to protect and defend your family and home. Connecticut is a “Castle State”; therefore, your home is your castle and you legally have the right to protect and defend it. However, Connecticut does not have a “Stand your ground” law, meaning you need to take all meaningful steps to retreat before using lethal force. The firearm liability insurance policies we offer contain language that protects you in the event that you have to lawfully and legally use your firearm for self defense.
All policies contain an exclusion for intentional and malicious acts of an insured. The policies we represent have the following language endorsement:
- “However, this exclusion does not apply to bodily injury, property damage or medical expenses that arise out of reasonable use of force to protect people and property.”
- “This exclusion shall not apply to an act arising out of any insured’s use of lawful force to protect persons or property.
In the past couple of years, we have all seen cases where lawful individuals have been forced to protect themselves and their families. It is important that your homeowners or farm policy stand with you after such a lawful occurrence. We at The Lyman Agency have you covered in the rare case you find yourself in this situation.