Country Estate Insurance

Our Country Estate insurance is designed for someone like you – a small-scale farmer who owns acreage used for pleasure or profit, but whose primary income is from another occupation.

Whether you have a small roadside fruit or vegetable stand, sell your wares at local farmers markets, grow your own food or board a few horses, you are at risk for property or liability losses that a typical homeowners policy doesn’t cover.

Country Estate offers built-in property and liability coverages for both farm and residence. If you own horses, Country Estate Equine offers additional coverage for certain horse-related activities. Both Country Estate and Country Estate Equine are offered with two levels of coverage – Select and Premier.

Country Estate

Expanded replacement cost option for residence
Replacement cost for household contents, plus identity theft protection
Coverage for related structures such as barns, outbuildings or detached garages
Built-in mechanical equipment failures and utility service line failures coverage
Farm and personal liability
Coverage for farm machinery, livestock and farm products, supplies and tools
Coverage for losses from events such as windstorms, hail, fire or theft

Country Estate Equine

Added liability coverage for:

Horses in your care, custody and control whether for training, showing or boarding
Horse-related activities and participants at shows, exhibitions and events and
Coverage for tack belonging to others

Select or Premier

To help insure your specific needs, we have two levels of coverage to choose from – Select and Premier. Our Premier policy offers property owners higher limits where additional coverage may be desired.

Expect More

Excellent Claims Service: We’re available 24/7 to report a claim and help get you up and running as quickly as possible.

Time Savers: We know you are busy, so we save you time with our payment plans and electronic funds transfer.

Decades Of Experience: The Lyman Agency, Inc is focused on helping business and farm owners in Connecticut and surrounding areas protect what matters most to them for the past 15 years.

Personal Service: As your local agent, I can provide you with a broad array of insurance products – home, auto, commercial auto, umbrella coverage, life insurance, products for retirement funding and more – one-stop shopping!

Personal Umbrella Policy

As you accumulate assets and your net worth grows, this is the time to seriously consider a Personal Umbrella Policy. An Umbrella Policy is liability coverage in increments of a million dollars that is in addition to your liability coverages on your underlying policies, of homeowners, Personal Auto, boat and motorcycle.

We will be happy to review your insurance needs and together we will determine what is best for you.

Protection for you and your family for Life:

You work hard to make sure your loved ones have a comfortable life. How would they fare financially if you weren’t there to provide for them? Without your income to support them, could your family pay bills, make mortgage payments, cover debts or fund a college education? Life insurance is one of the best ways to protect the people you love.

Contact Us Today!

Contact The Lyman Agency, LLC

We will meet with you to personally understand your needs and to make sure you are properly protected Contact us today to schedule an appointment or to receive your free quote.